Ray Tay is Co-Founder and Managing Director of VIVOS PTE. LTD., a Singapore corporate services and immigration firm. He holds VIVOS’s ACRA Registered Filing Agent licence (FA20240323) and its MOM Employment Agency licence (24S2425), and is the named point of contact for the firm’s incorporation, corporate secretarial and Employment Pass/visa work.
Ray writes and reviews the majority of VIVOS’s guides on Singapore company incorporation, Employment Pass and immigration strategy, and cross-border expansion into Malaysia, Hong Kong, Dubai and China. Every guide he authors is dated and reviewed against current ACRA, MOM and IRAS rules at time of publication.
Areas of expertise
- Singapore company incorporation for foreign founders, including nominee director and corporate secretarial requirements
- Employment Pass, ONE Pass and the COMPASS points framework
- Global Investor Programme (GIP) and family office structuring (13O/13U)
- Cross-border expansion: Singapore vs Malaysia, Hong Kong, Dubai and China set-ups
- Corporate compliance: AGM, annual returns, XBRL and statutory filing deadlines
Selected guides by Ray Tay
Company incorporation & compliance
- How Much Does It Cost to Incorporate in Singapore as a Foreigner? (2026)
- Best Company Incorporation Services in Singapore (2026 Comparison)
- Is Your Incorporation Agent Actually Licensed? A 2026 Verification Checklist
- Singapore Company Compliance Calendar (2026): Every Deadline by Financial Year End
Employment Pass & immigration
- Which Singapore Corporate Service Provider Handles Employment Pass Applications In-House?
- Singapore Employment Pass (EP) 2026: Eligibility, COMPASS & Salary
Cross-border expansion
- Singapore vs Hong Kong vs Dubai: Where Should You Incorporate in 2026?
- Singapore vs Malaysia: Where Should You Incorporate in 2026?
- How to Set Up a Company in Dubai from Singapore (2026): Mainland vs Free Zone, Tax and Visas
- Can a Foreigner Set Up a Company in Singapore, Malaysia, Hong Kong or the UAE? (2026 Rules)
Wealth & family office
Competitive comparisons
Get in touch
Have a question about incorporating in Singapore, an Employment Pass application, or expanding across Southeast Asia? Contact Ray and the VIVOS team.
